My parents bought their house in 1965 with a mortgage, possibly from the Woolwich, and the property isn't registered
My mother recently died and my father has dementia. I am sorting out my mother's estate but cannot find any deeds for their house. They bought it in 1965 with a mortgage, possibly from the Woolwich, and the property isn't registered. The Woolwich, now Barclays, cannot find any record so is there any other way of tracing lost deeds? BW, Colchester
Barclays has checked again but again found no record of your parents having a Woolwich mortgage, nor of leaving any deeds in its deed store. You've checked your father's bank statements for a year but he is making no annual payment to anyone else to store them.
Your last resort is to apply to the Land Registry for registration based on lost documents. This does not give secure title to the property but you will be able to apply for this after 10 years. If the house were registered, you wouldn't need the deeds.
You can email Margaret Dibben at your.problems@observer.co.uk or write to Margaret Dibben, Your Problems, The Observer, Kings Place, 90 York Way, London N1 9GU and include a telephone number. Do not enclose SAEs or original documents. The newspaper accepts no legal responsibility for advice.
Source: http://www.guardian.co.uk/money/2011/apr/03/how-trace-lost-deeds-parents-house
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